FAQ

What is water backup/sewer coverage?
Water back up and sewer coverage is an endorsement to the homeowner insurance policy that provides coverage to property damaged by water that backs up into...
Fri, 15 Sep, 2017 at 5:43 PM
My kid turns 25 soon, will their insurance go down?
There is no "magic number" for when you'll see rates drop for your son or daughter. What you will notice, is that rates will start to plateau...
Fri, 15 Sep, 2017 at 2:23 PM
How much will my policy go up after an accident?
If you were involved in an accident where you were at fault, and the payout from your insurance company was over $1,000 you will see a surcharge on your nex...
Fri, 15 Sep, 2017 at 3:52 PM
Why do I need uninsured motorist coverage, isn’t it a law everyone has insurance?
An often-misunderstood auto insurance coverage is uninsured/under-insured motorist coverage. This coverage protects you and the people in your car in the ev...
Fri, 15 Sep, 2017 at 5:08 PM
Why are the rates different for my newly licensed son vs daughter?
Car insurance for young drivers is expensive; very expensive. Adding a teen driver to your policy will often double your rates. There are a few ways to keep...
Fri, 15 Sep, 2017 at 5:13 PM
What is an umbrella policy?
An umbrella policy is a liability insurance policy that provides an extra layer of liability coverage over and above your underlying insurance policies. It ...
Fri, 15 Sep, 2017 at 5:21 PM
Why do you need an umbrella policy?
If you severely injure or kill somebody in a car accident, you want to make sure that your assets are protected. There is a good chance that your basic auto...
Fri, 15 Sep, 2017 at 5:27 PM
If my car is stored in the garage wont my homeowner’s insurance cover it?
If your car is parked in your garage and there is a fire that causes damage to the car your homeowners insurance policy with NOT cover the loss to your car....
Fri, 15 Sep, 2017 at 5:30 PM
Can I cancel my insurance policy before it expires?
You can cancel a personal insurance policy (i.e. Auto, Home, Boat, etc.) at any time without penalty UNLESS your policy has a cancellation fee or a minimum ...
Fri, 15 Sep, 2017 at 5:32 PM
What is Med Pay? Do I really need it?
Bodily Injury liability insurance is coverage against you when you're at-fault in an auto accident in which there is bodily injury to a 3rd Party most ...
Fri, 15 Sep, 2017 at 5:39 PM